Find Out How

Escape Financial Anxiety,
Enjoy Financial Security in Your Retirement

We work with families and individuals who are worried that they won't have enough money to live the retirement they want, are concerned about market volatility, and want to reduce current and future taxes.


We serve by building and implementing your
TIMLI™ Retirement Plan to keep your retirement on time and on track.

[TIME•LY [ pronunciation ] /ˈtīmlē/
A proprietary retirement planning system and process that consists of tax reductions, income calibration, medical benefits, legacy enhancement, and investment improvement to optimize your finances and ensure you a secure and successful retirement.]



We implement comprehensive strategies to significantly reduce your taxes now, in retirement, and in your estate.



We develop a precise plan to generate abundant income for you as you head into and then enjoy your retirement, while at the same time guarding against exhausting your investments.



We find the best medical insurance, Medicare supplemental, and long-term care plans to both ensure quality care and to protect your wealth.



We work to maximize both the size and the longevity of the financial legacy you leave to your loved ones and favorite charities with a secure and efficient wealth transfer plan.



We optimize the performance of your investments and savings vehicles, minimizing or eliminating management or fund fees, while maintaining a keen focus on principal protection.

Get Your TIMLITM Retirement Plan


From the very first conversation, the team was committed to making our retirement plan the best it could be. Thanks to their collective and expert knowledge in financial planning, taxation and wealth management strategies, we will be able to enjoy our retirement years well situated to weather our current economic uncertainties. They were able to take our mix of financial accounts and craft a singular retirement plan that maximizes our investments and provide sound tax strategies protecting our hard earned dollars. We can not thank NIM Financial Group enough for creating peace of mind as we enter into our new chapter of life.
- George & Sheryl Parker -
I love everything NIM does. For somebody who is not sure about retirement finance, I would never have figured out how things would benefit me the most. I was even more unsure while going through a lot of research and information and not understanding most of it. Talking to the NIM team on the phone since the first time, they have helped me out so much. This is the best experience I have ever had, most definitely. I highly recommend NIM to anyone that’s looking into retirement. I have recommended NIM to all my friends at work. P.S. Gaby is my favorite person!
- Timothy A. Allbee -
Very professional. They recommended insurance In May if S&P goes up I prosper. If it goes down my investment is guaranteed. The S&P has declined 12% since. 
- Russellreno Limprecht -
Gaby has been so helpful getting our 401K funds moved. She has been available when I needed her and explained everything very well. She is a positive thinker and easy to work with.
- April Settell and Dave May -

Nationwide Publicity

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Associations - Certifications

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One You - One MISSION - One TEAM

Gaby Cheng Mechem


Author, Speaker, Educator, Advisor


James Jurica

Registered Investment Advisor


Biran Herndon

PA & Tax Master

Joshua Rogers

Estate Planning Attorney

Matthew Shlau

Estate Planning Attorney

Ryan Molesworth

Registered Investment Advisor

& Planning Specialist

Tony Olibas

Director of Client Services and Relations

Steve Hamje

Client Communication Specialist

Mark Myers

Tax Planning Specialist

Yen Zhang

Office Manager Executive Assistant

View Full Team Info


We strongly support children, both in need and with exceptional talent. Our children are our future. Our children's health, strength, and education will determine how strong and prosperous our society will be. By supporting our children and those approaching and in retirement, we complete and honor the circle of life.

Children's Miracle Network Hospitals
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Hillbrook School
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Milpitas Community Education Foundation
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